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FSA overhauls life insurance distribution

25 June 2009

The UK Financial Services Authority (FSA) has proposed sweeping changes to the ways in which investment products can be distributed to retail customers.

Read more: Financial Services Authority life insurance bancassurance

The UK Financial Services Authority (FSA) has proposed sweeping changes to the ways in which investment products can be distributed to retail customers.

The FSA’s most recent report concerning its Retail Distribution Review – a review of the UK investment market, which began three years ago – outlines a new set of rules aiming to improve the clarity with which firms describe their services to customers, address the potential for bias in the ways in which financial advisers are compensated, and increase the professional standards of advisers.

As a result all investment firms will have to clearly describe their services as either ‘independent advice’ or ‘restricted advice’. Companies providing independent advice will be required to provide their customers with unbiased advice based on comprehensive and fair...


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Poll

Catastrophe bond issuance was $4.3bn in 2011. How much new issuance will there be in 2012?

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0%
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44%
$4bn-$5bn
22%
$5bn-$6bn
11%
$6bn-$7bn
22%
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Quote

If last year was the year of the cat, then this year could be the year of the debt crisis.

Mike Van Slooten, head of international market analysis at Aon Benfield