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Lloyd’s finding opportunities in emerging risks

13 July 2010

Lloyd’s remains the “go to” market for unusual, hard to place risks. Lloyd’s is famous for insuring the unusual all over the world. But these headline-grabbing policies mask the real value of the market – its ability to insure difficult or emerging risks.

Read more: lloyd's beazley amlin emerging risks

Lloyd’s is famous for insuring the unusual all over the world. The media likes to focus on risks such as an actress’s legs or smile, a rock star’s voice, a stripper’s breasts, a coffee taster’s tongue or wine taster’s nose. Lloyd’s has also famously insured cinema goers against death by excessive laughter and a company offering a £1m ($1.52bn) prize for the capture of the Loch Ness monster.But these headline-grabbing policies mask the real value of Lloyd’s – its ability to insure difficult or emerging risks. Who else do you turn to when you want to insure the first private space ship on its maiden voyage? (Back in 2004, Lloyd’s insurer Amlin was the lead underwriter on the $100m liability policy for SpaceShipOne, the aircraft which became the first private manned vehicle to go beyond the Earth’s atmosphere.)New risks need new risk transfer solutions and Lloyd’s underwriters are only too...


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Catastrophe bond issuance was $4.3bn in 2011. How much new issuance will there be in 2012?

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If last year was the year of the cat, then this year could be the year of the debt crisis.

Mike Van Slooten, head of international market analysis at Aon Benfield